Financial planning before retirementA strategic finish for a great future
Maximise your super in the final years
Strengthen your retirement income
Minimise tax and increase efficiency
Know exactly how long your money will last
Strengthen your retirement strategy and make every financial decision count before you finish your working days.
This is your greatest opportunity to boost your retirement income, simplify your finances and prepare for the lifestyle you dream of.
Make the most of peak earnings
Less fragmentation between your income, super, investments and tax. You want everything aligned and working together toward your bigger life goals.
Get clarity on your income
You’re not interested in guesswork. You want expert guidance that helps you act decisively and with certainty.
Understand the impact of every choice
You’re ready to grow wealth faster, seize opportunities and stay firmly in control of your progress.
Avoid surprises later
You want a plan that prepares for rising costs, unexpected events and long-term changes so your retirement stays stable and secure.
Your next chapter starts now
Plan your life transition with clarity
We help you make the most of your final working years by strengthening contributions, refining strategy and preparing your finances for a confident retirement.
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We assess your current income, expenses and lifestyle needs to show exactly how prepared you are for retirement. Together, we define what you want life to look like and structure your income to support that vision.
Our modelling shows how much you can live on, how long your money will last and what changes will strengthen your position. This gives you a clear plan for the remaining working years and the confidence to transition without financial uncertainty.
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We review your current investment strategy to ensure it supports both your retirement timeline and the lifestyle you want to live. This includes assessing performance, risk levels, ownership structures and how your investments align with your broader financial goals.
Our advice focuses on strengthening long-term income, improving tax efficiency and positioning your portfolio for stability through retirement. Every recommendation is modelled clearly so you can see how your investments contribute to sustaining your lifestyle and protecting your wealth over time.
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We help you put in place the structures that protect your wealth as you transition into retirement. This includes reviewing or establishing wills, powers of attorney and beneficiary nominations to ensure your intentions are clear and legally sound.
Our advice aligns your assets, ownership structures and personal wishes. We work with your solicitor or connect you with trusted specialists to create a plan that supports your family and safeguards your legacy as you enter the next stage of life.
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We help you review and structure your existing debt so it supports your retirement goals rather than limiting them. Together, we assess repayments, interest costs and timelines to understand how your debt affects your long-term financial position.
Our modelling shows how quickly your debt can be reduced, how it impacts your retirement income and what strategies strengthen your financial freedom. This gives you a clear, practical path to entering retirement with confidence and far less financial pressure.
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We help you understand the financial risks that could affect your retirement transition and make sure you have the right protections in place. This includes reviewing your ability to earn, your liabilities and any unfunded obligations that could disrupt your plans.
Our advice covers income protection, life and disability insurance, policy suitability and premium efficiency. We ensure you have the right cover for your needs, nothing excessive, and complete clarity on how your protection supports a stable and secure retirement.
Advice that prepares you for the next stage
Our approach cuts through the noise and gives you a coordinated strategy that helps you transition smoothly into retirement with total clarity.
With more than 20 years of experience guiding clients into retirement, Fiona Olmedo brings structure, insight and calm to this stage.
We help you strengthen your super, refine your investments and avoid costly mistakes so you can step into retirement with confidence, clarity and a plan that supports the life you want.
What it’s like to work with Vida Wealth?
Your experienceA personal approach
You are never one of many with us. Our service is personal, attentive and focused on giving you confidence as you prepare for this next chapter.
Clarity you can trust
We make your options easy to understand and your decisions simple to make. No confusion, no noise, just clear guidance for your next steps.
Smart decisions backed by experience
With more than 20 years of advising clients into and through retirement, we help you avoid costly mistakes and strengthen your financial position.
Where to from here?
If you’re ready to take the next step, so are we.
Book your first discovery session
We begin with a simple conversation about what matters most to you. No stress, no heavy financial talk, just making sure it feels like the right fit.
Let us propose your plan
We’ll map out a tailored strategy that fits your stage of life. You’ll see clearly how your money can protect today and build for tomorrow.
Turning plans into progress
Once you’re happy with the plan, we put it into action. We can work with your existing partners, accountants, super funds and investment platforms or we can connect you with trusted specialists and providers, then guide and adjust so you stay on track with confidence.
Choose another path
Maximise the wealth I've created
Enjoy my retirement comfortably